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Overview » Employers & Associations » Group Members With access to our expertise and service, you get value far beyond price. Our Group Automobile and Residential Insurance Program offers you the following key benefits: - Discounted group rates - You will have access to preferred group rates for automobile and residential insurance. You may also be eligible for additional discounts, such as multi-policy, loyalty, new home, alarms and claims-free discounts depending on your age, claims history and other variables.
- Personalized service - An experienced personal insurance broker will work with you to determine your coverage requirements. Unlike a call centre environment, a dedicated client manager is assigned to service all of your insurance needs.
- Quote options - If you do not meet the underwriting criteria of the group program, PCS will provide a quotation from an alternate market.
- Claims advice - In the event of a claim, a dedicated client manager is available to make sure you understand the implications and procedures involved in the claim.
- Advocacy - Our client managers will intervene and will advocate on your behalf in the unlikely event of a dispute with the insurer. We represent you — not the insurance company.
- Emergency claims service - Our insurance companies provide claims assistance 24 hours a day, seven days a week.
- Convenient payment options - You can choose the payment option you prefer, including a monthly pre-authorized payment plan with no service charges for a potential 3% savings.
- Easy program access - Call our national toll-free number to obtain a quote, request policy changes, or report a claim. The call will automatically transfer to the group office for that region. Local and regional service is provided by PCS group offices in Vancouver, Edmonton, Kitchener and Montreal.
- Broader coverage options - PCS offers broader coverage options to meet the needs of individuals with considerable personal assets.
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