Frequently Asked Questions

Marsh has designed the Canadian Owners and Pilots Association (COPA) Group Aviation Insurance Program to give the COPA members aviation insurance that is tailored to their needs. The following Frequently Asked Questions (FAQS) have been compiled to enable both new and existing customers to quickly find the information they need.

These FAQS provide only an outline of the coverage available under this insurance program. Certain policy exclusions and limitations may apply in any given fact situation and limit or exclude the amount payable under this insurance coverage. Full terms and conditions of this insurance, including all exclusions and limitations, are described in the policy document, a specimen copy of which can be obtained by:

Calling us at: 1 800 361 1625 or locally at 514 285 5840

Sending a fax to us at: 1 800 320 8892 or locally at 514 285 8299

E-mail Marsh Canada Limited at: COPA Support

Mailing your request to us at:

Marsh Canada Limited
COPA Group Aviation Insurance Program
1981 McGill College Avenue, Suite 820
Montreal, QC  H3A 3T4

Questions

Applying for Insurance

• Do I have to be a member of COPA to get a quotation and/or obtain insurance coverage under the COPA Program?
• Are there any eligibility requirements to effect insurance coverage?
• How do I apply for coverage?
• How long does it take to get a quotation?
• If I purchase a Silver Wings policy in the current year will the policy be automatically renewed for the following year?

• How do the Silver Wings Premium/Rate Tables work?

Coverage

• What is the difference between the Silver Wings Plan and the Gold Wings Plan?
• Where can I find a specimen copy of the basic Silver Wings and Gold Wings policy wordings?
• What coverage/limits of liability insurance are mandatory by Transport Canada?
• Can I take out coverage for less than a year?
• What are the differences between the liability options offered under the Silver Wings Plan?
• Can I insure the hull of the aircraft for less than its value?

Coverage Extensions

• Can I add an occasional pilot or obtain coverage for an additional family member under the Silver Wings Plan or an additional pilot under the Gold Wings Plan?
• Can the corporation in which my aircraft is registered as owner be covered for liabilty under the COPA Silver Wings Plan?
• If I take instruction on my own aircraft is my flying instructor covered for his/her legal liability?
• Can I purchase liability coverage for a hangar which I privately own or space in a hangar which I rent or lease from someone else?
• What is U.S. Terrorism Insurance Act of 2002 as amended ("TRIA") Endorsement coverage?

Coverage Restrictions

• Does each aircraft co-owner require a separate policy?
• Are there any territorial restrictions as to where I can fly?
• Am I covered for formation flying, flying in an exhibition, air display, or air show?
• Am I covered for aerobatics?
• Can an aircraft which is registered in another country, be covered under the COPA Program (e.g. a U.S. “N” registered aircraft)?
• Can a pilot who is not the holder of a Canadian pilot licence or pilot permit be covered under the COPA Program?
• With respect to legal liability insurance can I insure less than the number of passenger seats for which the aircraft is certified?

General

• Did you receive my application or enquiry?
• When is my coverage effective?
• How long before I receive my policy or Aircraft Liability Insurance Certificate?
• How do I pay my insurance premium?
• Can I cancel my policy?
• How do I submit a claim?

About Your Security

• What are “phishing” e-mail scams and how can I protect myself?
• What site am I visiting and how do I know my information is being collected by Marsh?
• How do I know that my information is securely transmitted over the Internet?