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The coverage provided under this program has been created to meet the specific needs of Canadian automobile dealers. Some of the highlights include:

• All risks property
  • Building(s), equipment, and parts stock
  • Valuable papers and records
  • Plate glass
  • Signs (at locations insured)
  • Employee tools
  • Computer equipment and media
  • Accounts receivable
• Business interruption
  • Profits or earnings
  • Rent or rental value
• Boiler and machinery
  • Coverage includes mechanical breakdown of equipment
• Commercial general liability
  • Tenants legal liability
• Garage automobile coverage
  • Automobile third party liability
  • Physical damage (owned and customers' auto)
  • Floorplan (optional)
• Lessors contingent automobile protects the dealership as the owner of vehicles leased to others
  • Automobile third party liability
  • Physical damage (optional)
• Limited pollution liability
    
• Crime coverage
  • This program also includes coverage in the event of employee dishonesty and includes loss of money and securities, inside and outside the premises.
• Special contingency insurance
  • Directors, officers, and employees of the dealership can be covered for kidnap and extortion risks and certain related expenses.
• Directors and officers liability
  • Protecting dealers for damages or defense costs incurred in the event they are sued for wrongful acts while carrying out their duties at the organization. Protection is also afforded in the event employees bring an action. 

Optional coverages available

• Key person accident and critical illness insurance
  • Coverage provides a benefit if a designated key person suffers from one of the specified critical illnesses or has an accident anywhere in the world, 24 hours a day, on or off the job. 
• Hole-in-one insurance
   
• VIP residential insurance