1. Hire, reward or any use for which any remuneration or benefit is received, promised or anticipated, other than a bona fide reimbursement to you for operating expenses only of the aircraft;
   
   
2. Certain flying instruction as per the Silver Wings and Gold Wings insurance policies, aerobatics (other than Recreational Aerobatics), hunting, powerline and pipeline patrol, fire-fighting, the intentional dropping, spraying or releasing of anything, any form of experimental flying or competitive flying;
   
   
3. Formation flying involving any aerobatic maneuver; or
   
   
4. Any flying in connection with any flying exhibition, air display or air show other than:
   
   
   1. flying in an air show under Transport Canada Special Flight Operations Certificate – Special Aviation Event provided that the operations certificate limitations are complied with and no aerobatics are performed; and
      
      
   2. flying in a ceremonial fly-past, such as Remembrance Day ceremonies or similar event, where no Transport Canada Special Flight Operations Certificate – Special Aviation Event is in effect, provided flight is at a minimum of 1000 feet above ground level and no aerobatics are performed.

Note: The COPA Group Aviation Insurance Program does offer as an optional coverage:

• Competition Aerobatics Legal Liability Endorsement.
  
  
• Formation Flying Legal Liability Endorsement (In respect of F.A.S.T. or Swift Compliant Training Program Only).